Earn Upto
25% Per Annum
100% Digital ProcessRegular ReturnsUltra Low Risk Looking for help to get started?
Get in touch
100% Digital ProcessRegular ReturnsUltra Low Risk Looking for help to get started?
Get in touch
Say goodbye to traditional asset-classes like FDs and Mutual Funds. Beat the inflation and get interest rates of upto 31% annum.
Get consistent returns based on your preferences. Take advantage of the power of compounding by reinvesting your returns.
Digital lending is a non-market linked investment option. Quit relying on volatile markets for your next paycheck.
Choose borrowers based on your risk appetite with options for high-risk and high-returns category.
1
Real-time
investment tracking
2
Risk-based
returns
1
Real-time loan &
EMI tracking
3
Attractive
interest rates
2
100% digital
process
4
Robust safety &
privacy protocols
3
Flexible tenure
options
4
Robust safety &
privacy protocols
get return up to
Starting from ₹5000 Tenure from 3-12 Months Easy Repayment by EMIsget return up to
Investment Starting from ₹10,000 Tenure from 3-365 Days One-time Repay on Maturityget return up to
Starting from ₹5000 Tenure from 7-60 Days One-time Repay on MaturityOffering risk-based lending options and a plethora of measures to minimise
threats to your investment.
Our proprietary credit-risk assesment algorithm analyses the repayment capacity of each borrower through several of data-points and criteria. This is followed by a manual, hand-picked verification.
With bite-sized investment diversification, your capital is spread across multiple credit-worthy entities, which minimises the risk of default.
Our escrow accounts are operated by a SEBI registered trustee - IDBI Bank. What’s more, we are a member of verified credit bureaus - reporting and collecting each borrower's loan behaviours.
All borrowers at ALPHAMONEY sign an official loan agreement and have to get registered with the National Automated Clearing House (NACH) for automatic EMI repayment.
01
Register
Sign-up and complete your KYC process. Load your wallet with desired amount.
02
Invest
Explore & select a suitable investment opportunity to pledge funds.
03
Earn
Accept terms and start earning. Re-invest earnings to earn more!
Your financial freedom awaits! Download ALPHAMONEY's app and take control of your money from anywhere. Available on Google Play Store and the Apple App Store
An RBI registered (CoR 14.03566) fintech, we are pioneering in providing financial solutions for the next generation of borrowers and investors across the credit spectrum.
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Made With ♥️ In India
Disclaimer : Reserve Bank of India does not accept any responsibility for the correctness of any of the statements or representations made or opinions expressed by Creditech Solutions India Pvt. Ltd, and does not provide any assurance for repayment of the loans lent on it. Creditech Solutions Pvt Ltd (alphamoney.in) is having a valid certificate of registration dated December 30th 2021 issued by the Reserve Bank of India under Section 45 IA of the Reserve Bank of India Act, 1934. However, the RBI does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or the opinions expressed by the company and for repayment of deposits / discharge of liabilities by the company.
The information contained herein is only to enable the Lender to make a considered decision. Any decision taken by the Lender on the basis of this information is the sole responsibility of the Lender and ALPHAMONEY is not liable. This information does not include any sensitive personal data or information of the Borrower. ALPHAMONEY only facilitates a virtual meeting place between the Borrowers and the Lenders on its online platform. The decision to lend is entirely at the discretion of the Lender and ALPHAMONEY does not guarantee that the Borrowers will receive any loans from the Lenders. ALPHAMONEY merely aids and assist the Lenders and the Borrowers listed on its website to make and receive loans and charges a service fee from the Lenders and the Borrowers for such assistance. ALPHAMONEY is only an ‘Intermediary’ under the provisions of the Information Technology Act, 1999.